This marketing communication within the meaning of the German Securities Trading Act (Wertpapierhandelsgesetz) is provided for information purposes only and cannot substitute personal investment advice. If statements are made about market developments, returns, price gains or other asset growth as well as risk ratios, these merely represent forecasts for whose occurrence we assume no liability. Past performance, simulations or forecasts in particular are not a reliable indicator of future performance. Assets can go up as well as down. All information has been carefully compiled; in part with recourse to information from third parties. Individual details may prove to be no longer or no longer fully accurate, in particular as a result of the passage of time, changes in the law, current developments on the markets or at short notice, and may change at any time without prior notice. Therefore, no guarantee is given that all the information is correct, complete and up to date. This is not to be considered as financial analysis.

Please inform yourself independently about all costs relevant to you. Maintaining a custody account may incur costs; ongoing bank charges may also be incurred. Transaction costs depend on the asset class: For government bonds and collateralised bonds such as mortgage bonds, they average around 0.02 percent, for corporate bonds 0.085 percent. For less liquid bonds, the transaction costs can also be significantly higher than 0.25 per cent. It should also be noted that transaction costs can temporarily be significantly higher during periods of market stress. All products managed by HAGIM are subject to a management fee, which may vary depending on factors such as portfolio size or asset class. For all products sold by HAGIM, all relevant cost information is made available prior to purchase.

The information is based on our assessment of the current legal and tax situation. If tax or legal matters are affected, these should be discussed by the addressee with their tax advisor or lawyer.

Investments in financial instruments are associated with both opportunities and risks. The handling of conflicts of interest at HAGIM and the Best Execution Policy are published online in the legal notice on https://www.ha-gim.com/en/legal-information . Full details of the fund(s) presented can be found in the relevant Key Information Document (Basisinformationsblatt) and the relevant Prospectus supplemented by the latest audited annual report and the relevant semi-annual report, if more recent than the latest annual report, and, where applicable, the sustainability information. These documents are the sole binding basis of the acquisition. The aforementioned sales documents can be obtained free of charge in electronic or printed form in German from HAGIM GmbH, main-Building, Taunusanlage 19, 60325 Frankfurt am Main and Ampega Investment GmbH, Charles-de-Gaulle-Platz 1, 50679 Köln. Shares in the fund(s) may only be offered in jurisdictions where such offer or sale is permitted and/or has been approved by the local regulatory authority. This information document is not directed at US citizens or permanent residents, nor to legal entities domiciled in the USA, nor may it be distributed in the US.